Archive for December 2014

Car Accidents

Every year, hundreds of thousands of people are involved in car accidents, many of which result in significant injuries—even death—to drivers and passengers.

Car accidents are the leading cause of death for Americans under the age of thirty-four. It is estimated that each year, car accidents are responsible for over 40,000 deaths. Frighteningly, these statistics indicate that you are likely to be involved in at least one car accident in your lifetime.

car-accident

Car accidents can mean collisions between cars, and also can occur with other vehicles such as bicycles or trucks, with pedestrians, and with stationary structures or objects, such as trees, guardrails or road signs. The most common types of car accidents are rear-end collisions, side collisions, rollovers, head-on collisions, single-car accidents and pile-ups.

 

The most common factors that leading to car accidents include:

· Driver distraction (eg, cell phone use, attempting to pick up dropped items, etc.)

· Driver impairment by fatigue, illness, alcohol or drugs

· Mechanical failure (eg, blown tires, brake failure, etc.)

· Road conditions (eg, foreign obstacles on the road, wet or slick roads, etc.)

· Speeding

When a car accident occurred, usually the injured victim will make a claim. In most of the cases it is the passengers of the car who had personal injuries and claims made by them have greater chances of success. However, if the car driver was responsible for the accident, then he can’t make the car accident claim.

In a successful car accident claim, the evidences that can prove the victim’s innocence and the negligence of the third party are very important. Besides, the claim for a car accident should be filed within three years from the date that the accident occurred.

As for the compensation, it will be made up of two parts. One is for special damages, which refers to the compensation to loss of earnings, medical costs and other general expenses; the other is for general damages, which refers to the compensation that calculated by the judge of the changed life of the victim as the result of the accident. However, if the passenger was not wearing the seat belt or if he knew that the driver was not fit for safe driving, the compensation might be reduced.

Everyone is likely to be involved in a car accident, and statistics show that most people are involved in at least one car accident in their life. If you are injured in a car accident, making a claim can ensure that you receive compensation for your injury and lost earnings.

When you are involved in a car accident that was not your fault, the accident should be immediately reported to the police and insurance company. You should seek medical assistance as soon as possible as well as collect evidences to support your claim. Evidence can be the names and phone numbers of witnesses or photographs of the accident site.

Remember, in order to make a successful claim, you must collect enough evidences that can prove your innocence. In addition, the claims for a car accident should be filed within three years from the date of the accident, so if you decided to make a claim, do as soon as possible.

As a car accident victim, you could seek legal help on a “no win no fee” basis, which means you won’t have to pay in the event that you lose.

 

Make Car More Beautiful With Daytime Running Light

In February 2011, the European Union make provision for all newly produced motor vehicles and small trucks within the EU must be installed with the Daytime Running Light(DRL). Take this opportunity, Daytime Running Lights soon become the hot words in the discussion of the global automobile market. So what is DRL?

running-light

In order to increase road safety, we have installed gps navigation system, rearview monitor, parking radar and other car electronics on our cars. Now there is another new car electronic called Daytime Running Light or DRL. DRL, as the name suggests, is a lamp opened during the day when the car is moving. It is a new type of signal lamps which are automatically switched on when the engine is started. Compared to existing dipped-beam head lamps, DRL also has a low energy consumption.

Like other lights, DRL can be used for lighting the road. It can also add greatly to the beauty of your car. Audi A3, Kia K5 and 2011 Ford Mondeo, three different brands, but have one thing in common, which is that they are all equipped with daytime running lights which make their appearance more beautiful. However, the primary function of DRL is not beauty but that it can substantially increase the visibility of motor vehicles to other road users thereby reducing traffic accidents. In foreign countries, according to the analysis of foreign inspection institutions, driving with the daytime running lights on can reduce 12.4% vehicle accidents and at the same time reduce 24.6% accident risk of dying. So, in recently years, many countries have enacted relevant standards of DRL, to ensure the DRL can really play the effectiveness of security.

The new and intelligent DRL is the most dazzling one of international automotive electronics lighting products. The lamps are eyes and modern car lamps are both practical and decorative. The material has soft and hard and the shapes are various, some like the diamond waves, some like Crystal Eye, which are stylish and fashionable and can reflect the cars’ quality, beauty and personality. International high-end cars such as Cadillac, BMW, Benz ,Toyota, and Ford have launched a variety of new LED daytime running lights to attract customers.

In the market, there are two categories of DRL. They are universal type and special type. The former is much cheaper, but you should confirm the installation location and the size of the mounting position so that you choose the right size daytime running lights. If you think that is trouble, you can choose a special one paid for more money. While, the special type of car models is still few, so if there is no what you want, you have to choose a universal type.

If you want to learn more about DRL, you can search more information online or in some e-shops selling daytime running lights. You’ll find that DRL is becoming more and more important to both car owners and car manufacturers.

A Car Insurance Estimate

Car insurance is also known as auto insurance and motor vehicle insurance, basically concerned about purchasing an insurance cover for your automobile and benefits including the covering of losing against any automobile collision or accident. Just like a health insurance is concerned with protecting the life of an individual and in case of an accident or death, the family will be paid the insurance cover, car insurance policy helps the users to save their expenses in case of any accident or collision happened to their automobile by themselves or any of their known one. Nowadays website facilitates the user with freely provided auto insurance estimate application.

car-insurance

Car insurance estimate is the web application to check the best plan and worth of your vehicle once you put your required input in it. Primary purpose of a car insurance policy is to get the financial protection against physical damage to a driver or car as well as injury which can be happened due to some traffic collision or fierce accident. If an individual has already received the membership and have paid the premium, he entitles to receive for the damages and recovery the each penny from his or her accident, you can check the car insurance estimate to learn about basic payment features.

A low cost insurance can be searched easily by websites available common tools like auto insurance estimate or calculators. Most of the laws and policies concerned with public health & safety – car insurance is essential for both automobile and driver, however the degree of protection may vary among the insurers’ policy features. Many jurisdictions have also focused on “pay as you drive” option, which means the insurance cover is paid through the gasoline filled by a driver and will be deducted in the form of a tax, which is much helpful for uninsured bikers and those who are not well aware about it.

Auto insurance estimate will reveal the correct figures which will be matching to original one according to package selection and how much coverage to select. A public institution can manage its responsibility to charge this tax and then pay for those are suffered from roadside accidents. If insurance plan which is charging on the basis of mileage covered by a car, it will increase the insurance premium and driver will benefit more if he has faced some accident. Now you can get online car insurance which will both cost effective and high quality value added features. Car insurance estimate calculator is the best web based tool which can be helpful to calculate the rates and check your automobile premium. Auto insurance estimate is say way like the auto insurance calculator which checks the vehicle model, analyzes the personal data of the user and then selects the best quote for you. Auto insurance estimate can help to find low car insurance for you after comparing among the hundreds of companies in its database.

Vehicle insurance estimate is the web based programming applications which are designed specially to give you the information you are looking for. Using a car insurance estimate, you will be required to enter some basic questions like your age, marital status, address, vehicle model and zip code for area access and packages provided. Car insurance estimate can help to find you the best auto insurers near you.